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Car Insurance Trackers Explained

THE IMPORTANCE OF GPS TRACKERS FOR INSURANCE

This year, more drivers than ever will be having an insurance approved tracking device fitted to their vehicle in order to meet their insurance policy requests. If you’ve recently renewed or applied for car insurance, it is likely that your insurance provider has asked you to install a CAT 6 or CAT 5 tracker to fully validate your policy.
This page will help you understand what these tracking devices are used for and why you need one. We will also provide further information so that you can choose the correct GPS tracker for your needs. Trackershop have become the UK’s leading provider of Thatcham approved trackers with the quickest mobile installation service available.

We can arrange installation for any UK post code, with our mobile engineers visiting you at home, work or even the vehicle dealership.

What is a Thatcham Category Tracker?

The criteria for CAT 6 and CAT 5 trackers is determined and authorised by the Motor Insurance Repair Research Centre, based in Thatcham. More commonly known under its geographical name of ‘Thatcham', the M.I.R.R.C is a non-profit organisation, set up by insurance groups in the late 1960s and is responsible for setting and testing the high levels of security and safety features required for non-factory fitted vehicle security units. Insurance approved trackers are designed with the most effective security in mind. The functions and features are geared around raising an instant response to theft and a fast recovery via live GPS tracking. The trackers are monitored 24/7 by fully staffed control centres, who will respond to any instant alerts raised by the vehicles tracking system.The success rate for this method of protection far outweighs any other factory or post manufacturing security devices currently available, which is why they are now such a common method of security.

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I’ve never needed a Car Tracker for my insurance. So why now?

Over the last few years, a more sophisticated generation of tech savvy car thieves have been emerging. Targeting popular and high value vehicles, these thieves are able to counteract the factory fitted security, using basic hacking equipment purchased online. With the advances in GPS/GSM technology development in the last decade, using location based security as well as instant theft alerts has become highly effective in theft recovery. Although this may be the first year that you have been required to install a Categorised tracker, this procedure is going to become a standard requirement over the next few years. This is simply because it works. The bottom line is that CAT 6 and CAT 5 trackers are designed to both deter thieves and ensure vehicle recovery if the worst does happen. It is worth noting that there is no major difference between the actual brands of Thatcham approved trackers. All brands of both CAT 6 and CAT 5 trackers will be certified impartially using the same strict criteria for each brand. The two Thatcham trackers most commonly requested by insurance companies are the CAT 6 and CAT 5 trackers.

INSURANCE APPROVED TRACKERS

CAT 5 Trackers

The CAT 5 is the highest level of vehicle tracker security available. With advanced features such as police authorised immobilisation, tow away alerts and D.R.S (Driver Recognition System). There’s no official rule as to what vehicle makes/models require a CAT 5 tracker (or any other accreditation). External factors such as location, level of vehicle use and your insurance providers own criteria contribute to the categorisation. The vehicle value is the most common reason for a CAT 5 necessity. It is almost certain that a vehicle with a value of £70,000 or more will require a CAT5. However, other factors such as if the vehicle is a model highly targeted by thieves (such as all Range Rover models) will also be factors.

View the full range of CAT 5 TRACKERS

CAT 6 Trackers

CAT 6 trackers are the most commonly requested Thatcham approved devices. The CAT 6 trackers have less security alerts, however they will offer the same level of tracking capabilities as the CAT 5 trackers. There are also options to activate certain features exclusive to the CAT 5 trackers (such as the D.R.S). Regardless of optional additional features, the standard CAT 6 trackers provide incredibly effective security and are the most commonly used trackers requested by insurance companies.

View the full range of CAT 6 TRACKERS

If you have any further questions or need to book in an insurance approved tracker fitting, then call the Trackershop team any time on 02081660603.