It seems that the popularity and sudden need for insurance approved trackers has occurred over night! If you are taking out a new insurance policy or renewing an existing one, you might find it a bit baffling if you have been asked to also install an insurance approved car tracker.
WHY DO I NEED A CAR TRACKER FOR INSURANCE?
You are not alone. Car insurance trackers have very quickly become a requirement for most insurance providers.
The reason that there has been such a sudden spike in the demand to install Thatcham approved trackers is a combination of both the rise in organised car theft AND the success story of car insurance trackers leading to the safe return of stolen vehicles.
So How Do I Install An Insurance Approved Tracker?
Well the goods news is, you actually don’t. Insurance approved trackers need to be installed by qualified engineers in order to achieved their Thatcham certification that insurance providers require.
Trackershop provide the quickest installation time in any UK postcode. Our engineers will install your tracker at your home, the dealership or in any location convenient for you.
Our Installation Team are ready to find you a slot. We will typically have your tracker installed within 1-3 working days of your enquiry.
0330 055 2777
So How Do I Install An Insurance Approved Car Tracker?
First of all you need to confirm which Thatcham approved tracker it is that you need.
When you’re speaking to your insurance provider they can be rather vague when it comes to guidance here. This can be frustrating, particularly when you may have never heard of Thatcham approved / insurance approved trackers before they even mentioned them!
Typically though, their noncommittal is a good sign, as it will mean that they are happy with any category insurance approved tracker.
This means that you have the choice to opt for the most cost effective car tracker.
WHAT’S THE CHEAPEST CAR INSURANCE TRACKER?
The cheapest car insurance tracker option is the S7 tracker.
S7 Car Insurance Tracker features:
√ Thatcham approved and recognised by all insurers
√ 24/7 Monitoring Control Room
√ Full global coverage
√ Suitable for all road vehicles, motorhomes, HGVs and plant machinery
√ Private app
The S7 Tracker is fantastic vehicle security and equally ticks the box for insurance providers as well as gives you extra peace of mind.
Take a look at the range of CAT S7 Car Trackers
It could be that your insurance provider has actually specified on a particular tracker category. In such a case they will be referring to the S5 Tracker.
If they mention a ‘proactive tracker’ then this is likely to be the S5 Tracker.
The S5 Tracker
The S5 Tracker provides all of the same features as the S7, but with the addition of ADR (Automatic Driver Recognition) System.
The ADR protects you against all of the modern theft techniques currently being used with great success by organised car thief gangs.
You will have a small proximity fob that you keep with you when driving the vehicle. This identifies you as an authorised driver.
If anyone was to steal or clone your keys, use relay theft or OBD hacking to start your vehicle an instant alert is triggered in the control room.
They will then contact you to confirm your vehicle status.
This is an incredibly effective method of ensuring a proactive and immediate police response to any theft.
S5 car Insurance Tracker additional features:
√ ADR (Automatic Driver Recognition) System
√ Lift alerts
√ Optional Immobiliser
You can view the CAT S5 Car Trackers here
What’s the Best Insurance Approved Tracker?
Officially the S5 tracker is the highest level of insurance approved tracking devices. However there are optional extra features available that many security savvy motorists like to take advantage of.
The most popular of these is the MetaTrak S5 Deadlock.
This MetaTrak Deadlock has all of the usual S5 features, however the ADR tags also act as a vehicle immobiliser!
When you turn your ignition off at the end of your journey the ignition will then be immobilised.
The ignition will not be able to be started again until you re-enter the vehicle with your small proximity fob.
The MetaTrak Deadlock is therefore the most comprehensive vehicle security available, as it appeases the insurers with the vehicle recovery system in place, but also stops the thieves from driving the vehicle away in the first place!
Learn more about the MetaTrak S5 Deadlock here
WILL A CAR TRACKER SAVE ME MONEY ON MY INSURANCE?
Once motorists understand why they need to install a car insurance tracker, the next question that tends to be asked is ‘Will a car tracker save me money on my insurance?
This will differ from each provider, as there are countless external factors that influence the underwriting of a policy. Aspects such as vehicle value, the vehicle location etc will majorly impact the impact the insurance requirements.
It used to be that an insurer might offer a discount if a car tracker is installed to incentivise motorists.
However, now many insurers are REFUSING to fully insure certain vehicles unless they have a car tracker installed.
It’s worth talking to your insurer and getting quotes for your policy if you were to install the different level trackers.
When an insurance provider asks you to install an insurance approved car tracker it may initially seem a little overwhelming and a bit of an inconvenience.
The good news is that the reason that they are now insisting on these installations is simply because Thatcham approved trackers are so effective and successful in theft prevention and vehicle recovery.
In addition, Trackershop have the largest network of Thatcham accredited engineers throughout the whole of the UK. This means that we can typically provide the quickest install time in any postcode.
When you have been told last minute that you need to install an insurance approved car tracker it can a be rather stressful if you have already collected your vehicle and you haven’t yet got full insurance!
Trackershop can normally install your tracking device within 1-3 working days.
Ready to book in your car insurance tracker installation? You can call our Installs Team on 0330 055 2777
You can take a look at our full range of car insurance trackers here